Which term describes the joint tenancy form specifically for married couples?

• A. Tenants by the entirety
• B. Right of survivorship
• C. Four unities
• D. TOD

Answer: (A)

Tenants by the entirety is the form of joint ownership designed for married couples. It treats the couple as a single legal unit, so both spouses own the property together with a right of survivorship—if one spouse dies, the other automatically owns the whole property. It also means a single spouse cannot transfer or encumber the property without the other’s consent, which provides stronger protection against unilateral actions and certain creditors’ claims. While right of survivorship is a feature of many joint ownership arrangements, it’s not tied specifically to marriage. Four unities describe the elements needed to create a joint tenancy, not a marital-specific form. Transfer-on-death (TOD) designations are not a joint tenancy form at all; they simply pass property at death outside the joint tenancy framework.